Freelancing Glossary
New to freelancing? Here are the words you'll meet on platforms, in client messages and in payment settings, explained in plain language.
Working with clients
Brief: the client's description of what they need, including goals, details and examples.
Scope: exactly what work is included in a project. Anything outside the scope is extra work.
Scope creep: when a project slowly grows beyond what was agreed, usually through "small" extra requests. See how to handle difficult clients.
Deliverable: something you hand over to the client, such as a logo file, an article or a finished website.
Milestone: a stage of a project, often with its own deadline and payment.
Revision: a round of changes to your work, based on the client's feedback.
Turnaround time: how long you take to deliver work after starting.
Retainer: an ongoing arrangement where a client pays a fixed amount each month for a set amount of work or availability.
Deposit (upfront payment): part of the fee paid before work starts, often 30–50%.
Rush fee: an extra charge for delivering much faster than usual.
Kill fee: a payment the client owes if they cancel a project after work has started.
Statement of work (SOW): a document that describes the scope, deliverables, timeline and price of a project.
Contract: a written agreement between you and the client. Make one with the free contract generator.
NDA (non-disclosure agreement): a contract in which you promise to keep the client's information secret.
Testimonial: a short statement from a happy client about working with you.
Referral: a new client sent to you by someone you've worked with.
Lead: a person or business that might become a client.
Upsell: offering an existing client an additional, related service.
Spec work: work done for free in the hope of being paid or hired later. Be careful with it.
Platforms and profiles
Gig: a fixed-price service you sell on Fiverr, such as "I will design a logo".
Package: a gig level with a set price and set deliverables, usually Basic, Standard and Premium.
Gig extras: optional add-ons that buyers can purchase with a gig, such as faster delivery.
Proposal: your application for a client's job post, explaining how you'll help.
Bid: the price and proposal you submit for a project, especially on Freelancer.com.
Connects: Upwork's tokens for sending proposals. You buy them. See Upwork Connects explained.
Boosted proposal: an Upwork proposal where you spend extra Connects to appear higher on the client's list.
Invitation: a client's request for you to apply to their job. On Upwork, replying to one doesn't cost Connects.
Project Catalog: Upwork's section where freelancers sell fixed-price projects that clients can buy directly.
Job Success Score (JSS): Upwork's score for how satisfied your clients have been with your work.
Top Rated: a badge given to high-performing freelancers on platforms such as Upwork and Fiverr.
Seller level: Fiverr's ranking of sellers based on their performance, from new sellers up to Top Rated.
Response rate and response time: how often and how quickly you reply to messages. Clients and platforms notice both.
Portfolio: a collection of your best work samples. See how to build a portfolio with no clients.
Niche: a specific type of client or service you focus on, such as "websites for restaurants".
Headline or title: the short line at the top of your profile that says what you do.
Clearance period: the time a platform holds your earnings before you can withdraw them, such as 14 days on Fiverr.
Dispute: a formal disagreement between you and a client, handled through the platform's resolution or support center.
Money and payments
Hourly rate: what you charge for one hour of work. Find yours with the hourly rate calculator.
Fixed price: one agreed price for the whole project, however long it takes.
Quote: your price and terms for a project, sent before work starts. See how to quote a project.
Invoice: a bill you send to a client. Create one with the free invoice generator.
Net 7 / Net 30: payment terms meaning the invoice must be paid within 7 or 30 days.
Platform fee (commission): the share of your earnings a marketplace keeps, such as Fiverr's 20%.
Service fee: a fee charged by a platform, to the client, the freelancer or both.
Withdrawal fee: a charge for moving money out of a platform or payment service.
Exchange rate markup: the hidden cost when money is converted between currencies at a worse rate than the official one.
Escrow: money held by a third party, such as a platform, until the work is approved.
Chargeback: when a payer asks their bank or card company to reverse a payment.
Payoneer: a payment service many freelancers use to receive money from platforms and clients abroad. See Payoneer in Nepal.
Receiving account: account details in a foreign currency that let clients abroad pay you like a local bank transfer.
SWIFT/BIC code: an international code that identifies your bank for transfers from abroad.
IBAN: an international bank account number, used mainly in Europe and the Middle East.
KYC (know your customer): identity checks that banks and payment services must carry out, such as checking your ID.
PAN (Permanent Account Number): your tax identification number in Nepal. See freelancer tax in Nepal.
TDS (tax deducted at source): tax that is taken from a payment before you receive it.
Safety and accounts
Two-factor authentication (2FA): a second step when you log in, such as a code from an app, which protects your account even if your password leaks.
Password manager: an app that creates and stores a strong, unique password for every account.
Phishing: fake messages or websites that try to steal your login details or money. See how to protect your freelance accounts.
Overpayment scam: a fake client sends too much money and asks for a refund of the difference. The original payment later fails.
Task scam: you're paid small amounts for simple tasks, then asked to deposit money to "unlock" more. You never get it back.
Account suspension: when a platform blocks your account, often for breaking its rules.
Off-platform payment: being paid outside the marketplace where you met the client. Most platforms forbid it.
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